Chip and Pin VISA card for travel

Credit cards with magnetic strips are becoming useless in Europe.    U.S. banks have been slow to adopt the technology and it is difficult to obtain a card that works consistently in Europe.    Early feedback is the chip and signature cards being adopted in the US will not work consistently in Europe.

Most reasonable method for a Visa chip and pin card

1. Pay $25 for a membership in the United Nations Association of the USA for $25.   This allows you to join the UN Federal Credit Union.

2. Become a member and apply for an account at the UN Federal Credit Union.    The form is online but requires printing out the completed form and mailing the application along with a copy of your drivers license or passport, proof you are a member of the UNA-USA, and proof of your address with something like a utility bill.      Once approved, you need to transfer money into the account.    This step could take 3 weeks.

3. Apply for a Visa card like the no fee Azure card.   Expect this could take a few weeks.

Decide if the debit card in step 2. is worthwhile taking along with the Visa card.

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